Consumers

How It Works

Loan Process

  1. Appraisal – A certified local appraiser will contact you to set up your appraisal. Please be prepared to write the appraiser a check as this will be your only "out of pocket" expense.
  2. Submission – Application along with required documents will be submitted to processing. You will also be assigned a personal Account Manager to keep you updated on your file.
  3. Underwriting – Your file will be underwritten to obtain loan approval with conditions. Your account manager will then fulfill those conditions in order to get your final documents out to you.
  4. Final Documents – A notary will set up an appointment to come to your business or home to sign final documents. Those documents will be sent to escrow overnight for funding.
  5. Funding and Recording – Escrow and the lender will work together to fund and record you loan and fulfill all prior to funding conditions.